Terms of Service

    Introduction

    Welcome to Hilma! We simplify tax deduction information to help you identify potential tax savings. By using our service, you agree to these Terms of Service (ToS).

    Acceptance of Terms

    By accessing Hilma, you confirm your acceptance of these Terms and agree to be bound by them. If you do not agree with any part of these terms, please do not use our service.

    Nature of Service

    Hilma provides aggregated tax deduction information intended to make the process of understanding tax deductions simpler. Our service is designed to assist you in identifying potential tax deductions based on the information you provide.

    Intellectual Property

    The content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Hilma, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

    This agreement permits you to use the service for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our service, except as follows:

    • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
    • You may store files that are automatically cached by your Web browser for display enhancement purposes.

    You must not:

    • Modify copies of any materials from this site.
    • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

    You must not access or use for any commercial purposes any part of the service or any services or materials available through the service.

    Hilma name, the Hilma logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Hilma or its affiliates or licensors. You must not use such marks without the prior written permission of Hilma. All other names, logos, product and service names, designs, and slogans on this service are the trademarks of their respective owners.

    User Conduct

    By using Hilma, you agree not to:

    • Use the service in any way that violates any applicable national, federal, state, local, or international law or regulation.
    • Transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
    • Impersonate or attempt to impersonate Hilma, a Hilma employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
    • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the service, or which, as determined by us, may harm Hilma or users of the service, or expose them to liability.

    Additionally, you agree not to:

    • Use the service in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the service, including their ability to engage in real-time activities through the service.
    • Use any robot, spider, or other automatic devices, process, or means to access the service for any purpose, including monitoring or copying any of the material on the service.
    • Use any manual process to monitor or copy any of the material on the service, or for any other unauthorized purpose without our prior written consent.
    • Use any device, software, or routine that interferes with the proper working of the service.
    • Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
    • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the service, the server on which the service is stored, or any server, computer, or database connected to the service.
    • Otherwise attempt to interfere with the proper working of the service.

    User Responsibility

    It is your responsibility to ensure that the tax information and deductions identified by Hilma are accurate and applicable to your specific situation. We offer a citation for each tax deduction that we support and encourage you to verify our information with official state resources or consult a professional tax advisor.

    Refund Policy

    We stand by the value of our service. If you find that you do not save more on your taxes than the cost of our service, we offer a refund. Please contact to request a refund, subject to our review and approval.

    Limitation of Liability

    Hilma is not liable for any decisions made or actions taken based on the information provided by our service. We provide our service "as is" without warranty of any kind, and our liability is limited to the fullest extent permitted by law.

    Amendments to Terms

    We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting, and your continued use of our service constitutes acceptance of those changes.

    Governing Law and Dispute Resolution

    These terms are governed by the laws of Sweden. Any disputes arising from these terms will be resolved through arbitration in Sweden, unless otherwise agreed upon.

    Contact Information

    For any questions about these Terms of Service, please contact us at [email protected].